Trip Protection Coverage

We strongly encourage you to purchase travel insurance for your trip to Frisco

The Frisco Inn on Galena is located in an alpine environment in Frisco, Colorado. The weather and road conditions can change rapidly and there is always the possibility of extended road closures, flight cancellations, illness, etc., that could prevent you from traveling or reaching your destination.

Travel Insurance: A Wise Choice for a Mountain Stay

Visiting Frisco and the surrounding terrain in Summit County offers incredible beauty, fresh mountain air, and active outdoor adventures. But our high-altitude setting also brings unique challenges and risks.

We strongly recommend every guest seriously consider purchasing travel insurance before their trip. (Please see below at the bottom of this page for resources to select from the best travel insurance companies).

Travel with Confidence to Frisco, Summit County and Colorado

Perched among Colorado’s high peaks, the Frisco Inn on Galena is surrounded by alpine terrain, steep passes, sudden weather changes, and remote landscapes. That environment adds extra risk—so when planning your stay, travel insurance isn’t just optional. It’s a smart safeguard.

Why Travel Insurance Makes Sense Here

1. Unpredictable mountain weather
   Snow, wind, or storms can show up unexpectedly—even outside of “winter season.” Road closures (which can happen year-round), delayed flights, or canceled plans are real possibilities. Without insurance, non-refundable parts of your trip, including your stay here at the Frisco Inn, could be lost.

2. Medical support and rescue in remote terrain
   Accidents, altitude-related illnesses, or injuries on ski slopes, hiking trails and bike paths, etc. are higher stakes in mountain settings. Emergency rescue (helicopter, search & rescue) or transport from remote locations can rack up huge bills—costs that typical health insurance may not cover.

3. Adventure and sports exclusions
   Many policies exclude “adventure sports” or high-risk activities by default. If you plan to ski, snowboard, snowshoe, mountain-bike, or explore off trail, confirm that your policy explicitly covers those activities (and gear).

4. Trip cancellations & interruptions
   From illness to family emergencies, or even travel disruptions, a solid policy can reimburse your nonrefundable lodging, tours, transportation, or equipment bookings if your trip is canceled or interrupted.

5. Delays, missed connections, and baggage
   Especially with mountain travel, delays or missed flights can cascade into further costs—extra nights, lost equipment, or missed connections. Travel insurance with delay, baggage, and missed-connection coverage helps mitigate those losses.

Tips & Best Practices for Travelers

• Purchase early. Buy insurance as soon as you pay any nonrefundable portion of your trip. Many “cancel for any reason” or “preexisting condition” benefits require early purchase.

• Read the fine print. Look for altitude limitations, exclusions, and defined examples of covered vs. excluded activities.

• Verify medical evacuation / rescue coverage. This is often embedded but sometimes excluded or offered only as an add-on.

• Declare preexisting conditions. Be transparent. Omitting medical history can lead to claim denials.

• Check coverage limits. Policies may cap reimbursements or limit “adventure activity” coverage.

• Plan for high-altitude operations. Some policies have elevation-based exclusions.

• Use trusted comparison tools. Compare quotes, providers, and reviews (e.g., see the external resources below).

External Resources for our Guests

Please check out these articles to dive deeper into travel insurance options and considerations:

1. What Is Travel Insurance, and What Does It Cover? — Investopedia
   https://www.investopedia.com/terms/t/travel-insurance.asp investopedia.com

2. Remote Wilderness Rescue and Travel Insurance: What You Need to Know — Indigo Alpine Guides
   https://www.indigoalpineguides.com/news/remote-wilderness-rescue-and-travel-insurance-what-you-need-to-know indigoalpineguides.com

3. With Travel Costs Rising in 2025, Is Trip Insurance Worth It? — Investopedia
   https://www.investopedia.com/travel-costs-rising-2025-trip-insurance-8779086 investopedia.com

4. 11 Best Travel Insurance Companies of 2025 — NerdWallet
   https://www.nerdwallet.com/article/travel/best-travel-insurance NerdWallet

5. 11 Best Travel Insurance Companies & Plans (2025) — Squaremouth
   https://www.squaremouth.com/resources/best-travel-insurance Squaremouth Travel Insurance

6. Best travel insurance according to Money (2025) — Money
   https://money.com/best-travel-insurance/ Money